7218 Bug Creek Road

Cotton, MN
$ 699,000 Beds 3 Baths 4 Sq 4,504
Monthly Estimate* How much can I afford?

Welcome to Golden Pond and an incredible secluded retreat. This 30 acre setting is located at the end of a long private drive, on a point with west facing lake views. Privacy abounds, Fishing, kayaking, hiking, bonfires, sunsets on the deck or at the screen porch by the lake. This 3 plus bedroom home offers a fantastic floor plan. There are two additional bunk rooms. The great room features stunning views of the lake and a dramatic cathedral ceiling and 2-story stone fireplace. Large updated kitchen, Private master suite, Sunroom, Finished basement with additional bunkrooms. This home is set up for quiet private moments or large family gatherings. Home sleeps 20 comfortably. This property can also be a huge income producer. The current owner rents this property on a daily basis online. Aug 2020-Aug 2021 bookings of 128 rental days generated $88,700 in income.

Single Family

  • Price
  • $ 699,000
  • Lot Size
  • 30 Acres
  • Bedrooms
  • 3
  • Sqr Footage
  • 4,504
  • Full Bathrooms
  • 4
  • Year Built
  • 1988
  • Half Bathrooms
  • 0
  • City, Zip
  • Cotton
  • Taxes
  • $ 3392
  • County
  • Style
  • Cabin
  • Area
  • Cotton Town Of
  • MLS#
  • 6011115
  • Zip
  • 55724
Listing Provided by: RE/MAX Results
Data Source: Northstar MLS (NSTAR)



Accessibility None
Additional Parcels Y/N No
Amenities Unit Deck, Dock, Hot Tub, Sauna, Balcony, Kitchen Window, Kitchen Center Island, Skylight, Vaulted Ceiling(s), Ceiling Fan(s), Hardwood Floors, Tiled Floors, Paneled Doors, French Doors, Main Floor Master Bedroom
Appliances Range, Indoor Grill, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener Rented, Gas Water Heater, Iron Filter, Water Filtration System
Association Y/N No
Basement Walkout, Finished, Daylight/Lookout Windows, Block
City Cotton
Construction Materials Log, Brick/Stone
Contingency Inspection
Cooling Central Air
County St. Louis
Days on Market 215
Directions Jct. of Hwy's 53 & 33, North to Bug Creek, right on Bug Creek to large archway over driveway, Driveway starts at the Archway, follow to home.
Electric Circuit Breakers, 100 Amp Service
Garage Spaces 2
Heating Forced Air, Hot Water
High School District St. Louis County
Lender Owned No
Levels Two
Lot Size Square Feet 1306800
New Construction No
Other Structures Gazebo, Greenhouse, Pole Building, Sauna, Other
Property Attached Y/N No
Property SubType Single Family Residence
Property Type Residential
Roof Asphalt
Sewer Tank with Drainage Field
Standard Status Active
Street Name Bug Creek
Subdivision Name Cotton Town Of
Tax Annual Amount 3392
Tax Year 2021
View Lake, Panoramic, West
Water Body Name Golden Pond
Waterfront Features Lake Front
Year Built 1988
Zoning Description Residential-Single Family

Interior Features

3/4 Baths 3
Above Grade Finished Area 3184
Bath Desc Main Floor Full Bath, Upper Level Full Bath, Private Master, 3/4 Master, Bathroom Ensuite, Walk-In Shower Stall, 3/4 Basement, Separate Tub & Shower
Below Grade Finished Area 1320
Dining Room Description Eat In Kitchen, Living/Dining Room
Fireplace Features Living Room, Master Bedroom, Wood Burning Stove, Wood Burning, Gas, Stone
Fireplace Y/N Yes
Foundation Dimensions 28x20+60x22+16x17
Fuel Propane
Full Baths 1
Garage Dimensions 28x20
Garage Door Width 7
Garage Square Feet 560
Lake Acres 16
Living Area 4504
Room Type Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Extra Room 1, Extra Room 2, Extra Room 3, Extra Room 4, Extra Room 5, Extra Room 6
SQFT Above Ground Total 3184.00
SQFT Below Ground Total 1880.00
SQFT Main Total 2152.00
SQFT Total 5064.00
Street Suffix Road
Total Baths 4
Total Bedrooms 3
Total Fireplaces 3

Exterior Features

Fencing None
Foundationarea 2152
Lot Dimensions Irregular
Lot Features Irregular Lot, Tree Coverage - Heavy, Island/Peninsula
Lot Size Area 30
Lot Size Units Acres
Parking Features Attached Garage, Tuckunder Garage, Heated Garage, Gravel, Asphalt, Gravel, Garage Door Opener
Road Frontage Type Private Road
Water Source Well, Drilled
Waterfront Y/N Yes


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Mankato, MN office

  • Monthly Principal & interest $1,740
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 3.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/17/2021 Listed $699,000

Property vs Zip Code Average in 55724

AVG $700K
AVG $3,392
AVG 187
Year Built
AVG 1988


Areas That We Cover

7218 Bug Creek Road Cotton, MN is a Single Family Home for sale at $699000 with 4504 sqft and a lot size of 30 Acres Acre(s). 7218 Bug Creek Road Cotton has 3 bedrooms, 4 baths and was built in 1988. The property's zip code is 55724 which is in Cotton, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 3.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.